Lowest Rates Today
The cheapest fixed-rate plan in each term range - ranked by total cost at average usage (1,000 kWh/month). Bill credit plans included.
Last verified: Saturday, September 19, 2026
Want to know which plan is actually cheapest for you?
These top plans assume average usage. Your home is unique. Snap a photo of your electricity bill and your personalized results are ready within minutes.
Just Moving In?
Texas has a deregulated electricity market - which means you get to choose your own electricity provider. That is great news, but with hundreds of plans available, picking the right one when you are just moving in can feel overwhelming.
Our Quick Estimate tool helps you find the best plan for your new address using just your zip code - no Smart Meter data or previous bill needed.
No Smart Meter data needed - just your zip code
How We Rank Plans
Our methodology - transparent and consistent
All-In Rate at 1,000 kWh
Every plan is ranked by its total cost at 1,000 kWh of monthly usage. This all-in rate includes the energy charge, base fees, TDU delivery charges, and any bill credits - so you're comparing true cost, not just the advertised energy rate.
Industry-Standard Methodology
This is the same methodology used by major comparison sites like PowerToChoose.org for consistency. It provides a level playing field across providers and plan types.
Updated Daily from 1,500+ Plans
We pull rates daily from over 1,500 plans across all 6 Texas TDU service areas - including plans from PowerToChoose.org plus exclusive broker-negotiated rates you won't find on public comparison sites.
What to Watch For
Quick tips before you sign up
Term Length
Shorter terms give you flexibility to switch if rates drop. Longer terms lock in your rate and protect you from market spikes. Choose based on how long you'll be at your address.
Learn about plan typesBase Charges
Some plans have monthly base charges up to $9.95 that get added to your bill regardless of usage. These fees affect your true cost - especially in low-usage months.
How to read your EFLCancellation Fees
Most fixed-rate plans charge a cancellation fee if you leave early. Check whether the plan uses a flat fee or a per-month cancellation structure before committing to a long term.
Contract expiration explainedBill Credits
Some plans include credits at certain usage thresholds - like $50 off when you use over 1,000 kWh. These can lower your effective rate significantly, but only if your usage consistently hits the threshold.
Understanding your rate breakdownLower Your Usage
The cheapest kilowatt-hour is the one you never use. Simple changes like smart thermostats, sealing drafts, and shifting heavy appliances to off-peak hours can cut your bill by 10-20% on top of any plan savings.
Texas Energy Saving Guide
Already Have Texas Electricity Service?
The plans on this page are ranked at average usage - but your home isn't average. With your Smart Meter data, we can match your actual usage patterns to find the plan that's genuinely cheapest for the way you use electricity.
Upload a photo of your bill and your personalized results are ready within minutes.
Trim My BillResults include publicly advertised plans and exclusive broker-negotiated rates.
Rates change daily. This page is for informational purposes only - final rates are determined by the Retail Electric Provider (REP).
Plans marked EXCLUSIVE are broker-negotiated rates available only through GridWise Audit and are not listed on PowerToChoose.org.
Plans marked PARTNER are available through our partner network and may include additional savings or perks not shown on PowerToChoose.org.
Plans marked Bill Credit include a monthly usage credit that reduces your effective rate at higher usage levels. Your actual rate depends on how much electricity you use.
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We never share your data with installers or third parties. You get the honest numbers you need to guide your decision - zero pressure, zero spam, and zero personal info shared.
GridWise Audit earns revenue through optional subscription services and enrollment commissions when you choose to switch through our platform. Your analysis results are never influenced by provider compensation.