

Chariot Energy vs Payless Power: Texas Electricity Head-to-Head
Chariot Energy offers 150 plans starting at 8.4c/kWh while Payless Power has 32 plans from 10.0c/kWh across all 6 Texas TDU service areas. Here is how their rates, terms, renewable options, and fees compare.
Rate Curve Comparison
Lowest average rate across all usage levels (10.0c/kWh vs 10.2c/kWh). Consistent pricing regardless of how much electricity you use.
Below 1,000 kWh, Payless Power tends to be cheaper. Above that, Chariot Energy has the edge.
Shows the best available all-in rate from each provider at 500, 1,000, and 2,000 kWh usage levels. The best plan may differ at each tier.
Best Plan Per Term Length
| Term | Chariot Energy Best Plan | Rate | Fee | Payless Power Best Plan | Rate | Fee | Winner |
|---|---|---|---|---|---|---|---|
| 6 Month | Bright Nights 6EFL | 10.8c | $15/mo remaining | PTC 3 Month - PostpaidEFL | 10.0c | $99 flat | Payless Power |
| 12 Month | GridPlus 12EFL | 8.4c | $15/mo remaining | PTC 12 Month - PostpaidEFL | 13.7c | $199 flat | Chariot Energy |
| 24 Month | Bright Nights 24EFL | 11.6c | $15/mo remaining | N/A | N/A | N/A | Chariot Energy |
| 36 Month | Bright Nights 36EFL | 11.7c | $15/mo remaining | N/A | N/A | N/A | Chariot Energy |
Plan Type Breakdown
Chariot Energy
Payless Power
Cancellation Fee Comparison
Chariot Energy
Payless Power
Renewable Energy Deep Dive
Chariot Energy
Payless Power
Full Plan Tables
Which Provider Fits You Better?
Looking for the Lowest Rate?
Better fit: Chariot Energy
Chariot Energy has the lower advertised rate at 8.4c/kWh (1,000 kWh usage), compared to 10.0c/kWh.
Want a Long-Term Price Lock?
Better fit: Chariot Energy
Chariot Energy has the better option for locking in a rate on a 24-month or longer contract.
Going Green?
Better fit: Chariot Energy
Chariot Energy offers more 100% renewable plans (144 vs 0).
Need Flexibility?
Better fit: Chariot Energy
Chariot Energy uses a per-month cancellation structure, so your fee decreases over time - making it easier to switch later.
These rates are based on 1,000 kWh average usage. Your actual savings depend on YOUR usage pattern.
WattTrim analyzes your real Smart Meter data to find the plan that saves you the most - across all providers, not just these two.
Always Free
Trim My BillFrequently Asked Questions
Is Chariot Energy cheaper than Payless Power?
Based on current plan data, Chariot Energy has the lower advertised rate, offering plans starting at 8.4c/kWh compared to 10.0c/kWh from the other provider at 1,000 kWh of usage. Your actual cost depends on your usage pattern and the specific plan you choose.
Does Chariot Energy offer renewable energy plans compared to Payless Power?
Chariot Energy offers 144 plans (96% of its lineup) at 100% renewable energy, while Payless Power offers 0 plans (0% of its lineup).
What are the cancellation fees for Chariot Energy vs Payless Power?
Chariot Energy charges $15 - $150 (mixed fee types) on its tracked plans, while Payless Power charges $49 - $199 on its tracked plans. Always review the Electricity Facts Label (EFL) for the exact fee structure before enrolling.
Which provider has more plan options in Texas, Chariot Energy or Payless Power?
Chariot Energy currently offers more plan options across the Texas TDU areas we track, with 150 plans compared to 32.
Can I switch from Chariot Energy to Payless Power?
Yes. Texas is a deregulated electricity market, so you can switch retail electric providers at any time. If you are still under contract with your current provider, check for an early termination fee before switching. New service with either provider typically starts within 1 to 5 business days of enrollment.