

Champion Energy vs Payless Power: Texas Electricity Head-to-Head
Champion Energy offers 26 plans starting at 12.1c/kWh while Payless Power has 35 plans from 10.3c/kWh across all 6 Texas TDU service areas. Here is how their rates, terms, renewable options, and fees compare.
Rate Curve Comparison
Lowest average rate across all usage levels (10.3c/kWh vs 12.1c/kWh). Consistent pricing regardless of how much electricity you use.
Shows the best available all-in rate from each provider at 500, 1,000, and 2,000 kWh usage levels. The best plan may differ at each tier.
Best Plan Per Term Length
| Term | Champion Energy Best Plan | Rate | Fee | Payless Power Best Plan | Rate | Fee | Winner |
|---|---|---|---|---|---|---|---|
| 6 Month | Champ Saver-6EFL | 12.1c | $150 flat | PTC 3 Month - PostpaidEFL | 10.3c | $99 flat | Payless Power |
| 12 Month | Champ Saver-12EFL | 12.4c | $150 flat | PTC 12 Month - PostpaidEFL | 13.9c | $199 flat | Champion Energy |
| 24 Month | Champ Saver-24EFL | 12.8c | $250 flat | N/A | N/A | N/A | Champion Energy |
Plan Type Breakdown
Champion Energy
Payless Power
Cancellation Fee Comparison
Champion Energy
Payless Power
Renewable Energy Deep Dive
Champion Energy
Payless Power
Full Plan Tables
Champion Energy (0 plans)
No plans available in this service area.
Payless Power (0 plans)
No plans available in this service area.
Which Provider Fits You Better?
Looking for the Lowest Rate?
Better fit: Payless Power
Payless Power has the lower advertised rate at 10.3c/kWh (1,000 kWh usage), compared to 12.1c/kWh.
Want a Long-Term Price Lock?
Better fit: Champion Energy
Champion Energy has the better option for locking in a rate on a 24-month contract.
Need Flexibility?
Better fit: Payless Power
Payless Power has more flexible cancellation terms, including short-term or lower-commitment plans.
Frequently Asked Questions
Is Champion Energy cheaper than Payless Power?
Based on current plan data, Payless Power has the lower advertised rate, offering plans starting at 10.3c/kWh compared to 12.1c/kWh from the other provider at 1,000 kWh of usage. Your actual cost depends on your usage pattern and the specific plan you choose.
Does Champion Energy offer renewable energy plans compared to Payless Power?
Neither Champion Energy nor Payless Power currently lists any 100% renewable plans in our tracked Texas service areas, though many standard plans include some percentage of renewable content.
What are the cancellation fees for Champion Energy vs Payless Power?
Champion Energy charges $150 - $250 (mixed fee types) on its tracked plans, while Payless Power charges $49 - $199 on its tracked plans. Always review the Electricity Facts Label (EFL) for the exact fee structure before enrolling.
Which provider has more plan options in Texas, Champion Energy or Payless Power?
Payless Power currently offers more plan options across the Texas TDU areas we track, with 35 plans compared to 26.
Can I switch from Champion Energy to Payless Power?
Yes. Texas is a deregulated electricity market, so you can switch retail electric providers at any time. If you are still under contract with your current provider, check for an early termination fee before switching. New service with either provider typically starts within 1 to 5 business days of enrollment.
