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Champion Energy
vs
Payless Power

Champion Energy vs Payless Power: Texas Electricity Head-to-Head

Champion Energy offers 21 plans starting at 12.0c/kWh while Payless Power has 32 plans from 10.0c/kWh across all 6 Texas TDU service areas. Here is how their rates, terms, renewable options, and fees compare.

Champion Energy
Payless Power
21
Total Plans
32
12.0c
Lowest Rate
at 1,000 kWh
10.0c
13.4c
Average Rate
at 1,000 kWh
15.9c
4.4c
Rate Spread
max minus min
11.0c
9-24 mo
Term Range
3-12 mo
0 (0%)
100% Renewable
plan count
0 (0%)
3
Time-of-Use Plans
0
0
Prepaid Plans
20
$150 - $250 (mixed fee types)
Cancellation Fee
$49 - $199
5 of 6
Service Areas
of 6 TDUs
5 of 6

Rate Curve Comparison

Champion Energy Payless PowerBest available rate at each usage level
8c10c12c14c500 kWh1,000 kWh2,000 kWhMonthly Usage12.3c12.0c11.8c10.3c10.0c9.8c
Rate Curve Winner: Payless Power

Lowest average rate across all usage levels (10.0c/kWh vs 12.0c/kWh). Consistent pricing regardless of how much electricity you use.

Shows the best available all-in rate from each provider at 500, 1,000, and 2,000 kWh usage levels. The best plan may differ at each tier.

Best Plan Per Term Length

TermChampion Energy Best PlanRateFeePayless Power Best PlanRateFeeWinner
6 MonthN/AN/AN/APTC 3 Month - PostpaidEFL10.0c$99 flatPayless Power
12 MonthChamp Saver-9EFL12.0c$150 flatPTC 12 Month - PostpaidEFL13.7c$199 flatChampion Energy
24 MonthChamp Saver-24EFL12.6c$250 flatN/AN/AN/AChampion Energy

Plan Type Breakdown

Champion Energy

Fixed Rate21 plans (12.0c - 16.4c)
Variable Rate0 plans
Time-of-Use3 plans
Prepaid0 plans
100% Renewable0 plans

Payless Power

Fixed Rate32 plans (10.0c - 21.0c)
Variable Rate0 plans
Time-of-Use0 plans
Prepaid20 plans
100% Renewable0 plans

Cancellation Fee Comparison

Champion Energy

Flat Fee Plans21 plans
Per-Month-Remaining Plans0 plans
Average Fee$197.62
No-Fee Plans0 plans (0%)
Fee Range$150 - $250 (mixed fee types)

Payless Power

Flat Fee Plans32 plans
Per-Month-Remaining Plans0 plans
Average Fee$86.50
No-Fee Plans0 plans (0%)
Fee Range$49 - $199

Renewable Energy Deep Dive

Champion Energy

100% Renewable Plans0 plans (0%)
Partial / Non-Renewable21 plans
Avg Renewable RateN/A
Avg Overall Rate13.4c
Green PremiumN/A

Payless Power

100% Renewable Plans0 plans (0%)
Partial / Non-Renewable32 plans
Avg Renewable RateN/A
Avg Overall Rate15.9c
Green PremiumN/A

Full Plan Tables

Which Provider Fits You Better?

Looking for the Lowest Rate?

Better fit: Payless Power

Payless Power has the lower advertised rate at 10.0c/kWh (1,000 kWh usage), compared to 12.0c/kWh.

Want a Long-Term Price Lock?

Better fit: Champion Energy

Champion Energy has the better option for locking in a rate on a 24-month contract.

Need Flexibility?

Better fit: Payless Power

Payless Power has more flexible cancellation terms, including short-term or lower-commitment plans.

These rates are based on 1,000 kWh average usage. Your actual savings depend on YOUR usage pattern.

WattTrim analyzes your real Smart Meter data to find the plan that saves you the most - across all providers, not just these two.

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Frequently Asked Questions

Is Champion Energy cheaper than Payless Power?

Based on current plan data, Payless Power has the lower advertised rate, offering plans starting at 10.0c/kWh compared to 12.0c/kWh from the other provider at 1,000 kWh of usage. Your actual cost depends on your usage pattern and the specific plan you choose.

Does Champion Energy offer renewable energy plans compared to Payless Power?

Neither Champion Energy nor Payless Power currently lists any 100% renewable plans in our tracked Texas service areas, though many standard plans include some percentage of renewable content.

What are the cancellation fees for Champion Energy vs Payless Power?

Champion Energy charges $150 - $250 (mixed fee types) on its tracked plans, while Payless Power charges $49 - $199 on its tracked plans. Always review the Electricity Facts Label (EFL) for the exact fee structure before enrolling.

Which provider has more plan options in Texas, Champion Energy or Payless Power?

Payless Power currently offers more plan options across the Texas TDU areas we track, with 32 plans compared to 21.

Can I switch from Champion Energy to Payless Power?

Yes. Texas is a deregulated electricity market, so you can switch retail electric providers at any time. If you are still under contract with your current provider, check for an early termination fee before switching. New service with either provider typically starts within 1 to 5 business days of enrollment.