4Change Energy vs Payless Power: Texas Electricity Head-to-Head
4Change Energy offers 46 plans starting at 6.7c/kWh while Payless Power has 22 plans from 10.0c/kWh across all 6 Texas TDU service areas. Here is how their rates, terms, renewable options, and fees compare.
Rate Curve Comparison
Lowest average rate across all usage levels (9.9c/kWh vs 10.0c/kWh). Consistent pricing regardless of how much electricity you use.
Below 1,000 kWh, Payless Power tends to be cheaper. Above that, 4Change Energy has the edge.
Shows the best available all-in rate from each provider at 500, 1,000, and 2,000 kWh usage levels. The best plan may differ at each tier.
Best Plan Per Term Length
| Term | 4Change Energy Best Plan | Rate | Fee | Payless Power Best Plan | Rate | Fee | Winner |
|---|---|---|---|---|---|---|---|
| 6 Month | N/A | N/A | N/A | PTC 3 Month - PostpaidEFL | 10.0c | $99 flat | Payless Power |
| 12 Month | Maxx Saver Value 12EFL | 6.7c | $240 flat | PTC 12 Month - PostpaidEFL | 13.7c | $199 flat | 4Change Energy |
| 24 Month | Maxx Saver Value 24EFL | 8.2c | $480 flat | N/A | N/A | N/A | 4Change Energy |
Plan Type Breakdown
4Change Energy
Payless Power
Cancellation Fee Comparison
4Change Energy
Payless Power
Renewable Energy Deep Dive
4Change Energy
Payless Power
Full Plan Tables
Which Provider Fits You Better?
Looking for the Lowest Rate?
Better fit: 4Change Energy
4Change Energy has the lower advertised rate at 6.7c/kWh (1,000 kWh usage), compared to 10.0c/kWh.
Want a Long-Term Price Lock?
Better fit: 4Change Energy
4Change Energy has the better option for locking in a rate on a 24-month contract.
Need Flexibility?
Better fit: Payless Power
Payless Power has more flexible cancellation terms, including short-term or lower-commitment plans.
These rates are based on 1,000 kWh average usage. Your actual savings depend on YOUR usage pattern.
WattTrim analyzes your real Smart Meter data to find the plan that saves you the most - across all providers, not just these two.
Always Free
Trim My BillFrequently Asked Questions
Is 4Change Energy cheaper than Payless Power?
Based on current plan data, 4Change Energy has the lower advertised rate, offering plans starting at 6.7c/kWh compared to 10.0c/kWh from the other provider at 1,000 kWh of usage. Your actual cost depends on your usage pattern and the specific plan you choose.
Does 4Change Energy offer renewable energy plans compared to Payless Power?
Neither 4Change Energy nor Payless Power currently lists any 100% renewable plans in our tracked Texas service areas, though many standard plans include some percentage of renewable content.
What are the cancellation fees for 4Change Energy vs Payless Power?
4Change Energy charges $160 - $480 on its tracked plans, while Payless Power charges $49 - $199 on its tracked plans. Always review the Electricity Facts Label (EFL) for the exact fee structure before enrolling.
Which provider has more plan options in Texas, 4Change Energy or Payless Power?
4Change Energy currently offers more plan options across the Texas TDU areas we track, with 46 plans compared to 22.
Can I switch from 4Change Energy to Payless Power?
Yes. Texas is a deregulated electricity market, so you can switch retail electric providers at any time. If you are still under contract with your current provider, check for an early termination fee before switching. New service with either provider typically starts within 1 to 5 business days of enrollment.