Home>Head to Head>4Change Energy vs NEC Co-op Energy
Back to All ProvidersRates last checked: October 30, 2026
4Change Energy
vs
NEC Co-op Energy

4Change Energy vs NEC Co-op Energy: Texas Electricity Head-to-Head

4Change Energy offers 61 plans starting at 7.0c/kWh while NEC Co-op Energy has 8 plans from 15.4c/kWh across all 6 Texas TDU service areas. Here is how their rates, terms, renewable options, and fees compare.

4Change Energy
NEC Co-op Energy
61
Total Plans
8
7.0c
Lowest Rate
at 1,000 kWh
15.4c
14.8c
Average Rate
at 1,000 kWh
16.5c
13.1c
Rate Spread
max minus min
2.7c
8-36 mo
Term Range
1-1 mo
0 (0%)
100% Renewable
plan count
0 (0%)
0
Solar Buyback Plans
8
0
Time-of-Use Plans
0
0
Prepaid Plans
0
$20 - $720
Cancellation Fee
None
6 of 6
Service Areas
of 6 TDUs
6 of 6

Rate Curve Comparison

4Change Energy NEC Co-op EnergyBest available rate at each usage level
6c9c12c15c18c500 kWh1,000 kWh2,000 kWhMonthly Usage11.4c7.0c10.4c16.5c15.4c14.9c
Rate Curve Winner: 4Change Energy

Lowest average rate across all usage levels (9.6c/kWh vs 15.6c/kWh). Consistent pricing regardless of how much electricity you use.

Shows the best available all-in rate from each provider at 500, 1,000, and 2,000 kWh usage levels. The best plan may differ at each tier.

Best Plan Per Term Length

Term4Change Energy Best PlanRateFeeNEC Co-op Energy Best PlanRateFeeWinner
6 MonthN/AN/AN/AResidential Variable16.6cNoneNEC Co-op Energy
12 MonthMaxx Saver Value 12EFL7.0c$240 flatN/AN/AN/A4Change Energy
24 MonthMaxx Saver Value 24EFL8.2c$20 flatN/AN/AN/A4Change Energy
36 MonthMaxx Saver Value 36EFL8.6c$720 flatN/AN/AN/A4Change Energy

Plan Type Breakdown

4Change Energy

Fixed Rate61 plans (7.0c - 20.1c)
Variable Rate0 plans
Time-of-Use0 plans
Prepaid0 plans
100% Renewable0 plans

NEC Co-op Energy

Fixed Rate2 plans (16.6c - 16.8c)
Variable Rate6 plans
Time-of-Use0 plans
Prepaid0 plans
100% Renewable0 plans

Cancellation Fee Comparison

4Change Energy

Flat Fee Plans61 plans
Per-Month-Remaining Plans0 plans
Average Fee$277.70
No-Fee Plans0 plans (0%)
Fee Range$20 - $720

NEC Co-op Energy

Flat Fee Plans0 plans
Per-Month-Remaining Plans0 plans
Average FeeN/A
No-Fee Plans8 plans (100%)
Fee RangeNone

Renewable Energy Deep Dive

4Change Energy

100% Renewable Plans0 plans (0%)
Partial / Non-Renewable61 plans
Avg Renewable RateN/A
Avg Overall Rate14.8c
Green PremiumN/A

NEC Co-op Energy

100% Renewable Plans0 plans (0%)
Partial / Non-Renewable8 plans
Avg Renewable RateN/A
Avg Overall Rate16.5c
Green PremiumN/A

Full Plan Tables

or

4Change Energy (0 plans)

No plans available in this service area.

NEC Co-op Energy (0 plans)

No plans available in this service area.

Which Provider Fits You Better?

Looking for the Lowest Rate?

Better fit: 4Change Energy

4Change Energy has the lower advertised rate at 7.0c/kWh (1,000 kWh usage), compared to 15.4c/kWh.

Want a Long-Term Price Lock?

Better fit: 4Change Energy

4Change Energy has the better option for locking in a rate on a 24-month or longer contract.

Need Flexibility?

Better fit: NEC Co-op Energy

NEC Co-op Energy has more flexible cancellation terms, including short-term or lower-commitment plans.

WattTrim: see how every available electricity plan performs against your actual usage. Trim My Bill

Frequently Asked Questions

Is 4Change Energy cheaper than NEC Co-op Energy?

Based on current plan data, 4Change Energy has the lower advertised rate, offering plans starting at 7.0c/kWh compared to 15.4c/kWh from the other provider at 1,000 kWh of usage. Your actual cost depends on your usage pattern and the specific plan you choose.

Does 4Change Energy offer renewable energy plans compared to NEC Co-op Energy?

Neither 4Change Energy nor NEC Co-op Energy currently lists any 100% renewable plans in our tracked Texas service areas, though many standard plans include some percentage of renewable content.

What are the cancellation fees for 4Change Energy vs NEC Co-op Energy?

4Change Energy charges $20 - $720 on its tracked plans, while NEC Co-op Energy has no cancellation fee on its tracked plans. Always review the Electricity Facts Label (EFL) for the exact fee structure before enrolling.

Which provider has more plan options in Texas, 4Change Energy or NEC Co-op Energy?

4Change Energy currently offers more plan options across the Texas TDU areas we track, with 61 plans compared to 8.

Can I switch from 4Change Energy to NEC Co-op Energy?

Yes. Texas is a deregulated electricity market, so you can switch retail electric providers at any time. If you are still under contract with your current provider, check for an early termination fee before switching. New service with either provider typically starts within 1 to 5 business days of enrollment.